Isn't this something that you are reading every day in blogs, newspapers, watching newscasts that constantly remind you of the dire situation we are in?
If you have enough time to retire (which might soon become a myth and then a legend!), I would just say, lets ride! My Macroeconomics professor always said, once you go through some really rough economic times, you emerge out (if you ever do) much more wiser and smarter. So, hang in there, as the French say "It is after all money!".